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Risk Analyzer

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 Content Editor

What is your risk appetite?

Select any one risk
  • Conservative

    Conservative  
  • Moderate

    Moderate  
  • Aggressive

    Aggressive  
  • Help me evaluate

    Help me evaluate  

Showing Question

1

What is your Investment Horizon?
How long can you keep your money invested in the market before needing access to it?

2

The age group you belong to:

3

How well do you understand investing in the markets?

4

My current and future income sources (example: salary, business income, etc.) are:

5

From the following 5 possible investment scenario, please select the option which defines your investment objective?

6

If your investment outlook is long-term (more than five years), how long will you hold on to a poorly performing portfolio before cashing in?

7

Volatile investments usually provide higher returns and tax efficiency. What is your desired balance?

8

If a few months after investing, the value of your investments declines by 20%, what would you do?

9

Which of these scenarios best describes your "Risk Range"? What level of losses and profits would you be comfortable with?

select choice worst year best year
Investment A 1 % 15 %
Investment B -5 % 20 %
Investment C -10 % 25 %
Investment D -14 % 30 %
Investment E -18 % 35 %

Error

Conservative

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Your risk profile is Conservative.

You are an investor who has expectations of low to moderate kind of returns with lower levels of risk in order to preserve your capital. As a conservative investor, you might expect your portfolio to be allocated approximately 15% in growth assets, with the remainder in defensive assets and an allocation to gold.

You are an investor who would like to invest in both income and growth assets. You will be comfortable with calculated risks to achieve good returns, however, you require an investment strategy that adequately deals with the effects of inflation and tax. As a moderate investor, you might expect your portfolio to be allocated approximately 45% in growth assets, with the remainder in defensive assets and an allocation to gold.

You are an investor who is comfortable with a high volatility and high level of risk in order to achieve relatively higher returns over long term. Your objective is to accumulate assets over long term by primarily investing in growth assets. As an aggressive investor, you might expect your portfolio to be allocated up to 75% in growth assets and an allocation to gold.

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  • Equity Asset Class
  • Fixed Income Asset Class
  • Gold Asset Class

For a conservative investor like you, you may allocate your portfolio in such a way that majority i.e 75% is in Fixed Income (debt) while 15% in equity and a standard allocation of 10% in gold

For a moderate investor like you, You may allocate your portfolio in a balanced way to debt and equity such as you have 45% in Fixed Income and another 45% in Equity and a standard allocation of 10% in gold

For an aggressive investor like you, you may allocate your portfolio in such a way that majority i.e 75% is in Equity while 15% in Fixed Income (Debt) and a standard allocation of 10% in gold

Now that you know the broader asset allocation across asset classes , you may consider the below indicative asset allocations across our various schemes.

Equity Asset Class

Fixed Income Asset Class

?

Gold Asset Class

Please note that the above Asset Allocation is indicative. Please Click here to invest as per your choice.

Note: Readers are advised to seek independent professional advice and arrive at an informed investment decision before making any investments

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